Chief Compliance Officer (Helsinki, Finland)

About the Client

Our client is a European fintech providing digital payment services to SMEs, startups, freelancers and businesses operating across borders. Its services include business accounts with EU IBANs, payments in 22 currencies, debit cards, bulk payments, expense management, foreign exchange and POS solutions.

Its Finnish entity is an Electronic Money Institution authorised and regulated by the Finnish Financial Supervisory Authority (FIN-FSA). It serves eligible businesses across the EEA and the UK.

Role Overview

As the Chief Compliance Officer, you will have the opportunity to lead the compliance strategy and team in an influential role within a growing fintech. You will ensure the organization meets compliance requirements and support the development of new products. Engage directly with the CEO and Board, driving significant impact and growth within the company.

Reports to: Finland CEO, with a dotted reporting line to the Board of DirectorsLeadership position: Member of the Executive CommitteeEmployment type: Full-time, permanent

Key ResponsibilitiesLead the compliance strategy, framework and team in line with FIN-FSA expectations, business goals and risk profile.

Provide independent advice and challenge to the CEO and Board, including clear reporting, escalation and oversight of control improvements.

Manage engagement with FIN-FSA and other authorities, including submissions, inspections and remediation. Turn Finnish and EU regulatory changes into action.

Provide second-line oversight of AML/CTF and financial crime, including due diligence, transaction monitoring, sanctions and complex escalations.

Advise on GDPR, customer protection, DORA and ICT risk, as well as regulatory requirements for new products, lending and expansion.

Work with Product, Operations and Technology to embed effective controls, develop the compliance team and strengthen compliance culture through training.

RequirementsFluent Finnish and English; Swedish is a plus.

Typic