Senior Analyst, Credit & Risk

At World Kinect, our employees are the key to our global success. We are industry leaders due to the innumerable talents of our approximately 5000 strong professional team. Our people thrive in an entrepreneurial and culturally-diverse environment, where innovative thinking, collaboration and efficient execution are highly valued. Our high-performance culture is what allows us to drive sustained growth. Stronger together, we promote an environment where individuals can thrive.

Senior Analyst, Credit & Risk

About the Role

World Fuel is seeking a

Senior Analyst, Credit & Risk

to support credit underwriting, risk management, and working‑capital protection across our North American Land wholesale portfolios. This role plays a key part in evaluating the creditworthiness of new and existing counterparties, analyzing financial risk exposure, and enabling informed commercial decision‑making.

In addition to core underwriting responsibilities, this role supports process and system alignment between PDI and Oracle ERP platforms and provides oversight of an outsourced credit team. The position operates with a high degree of independence while partnering closely with Commercial, Legal, and Finance stakeholders and reports to the Director of NA Land Credit & Risk.

What You’ll Do

Review and manage inbound credit requests through Kissflow queues to ensure timely and accurate decisions

Analyze customer financial statements and supporting documentation to recommend credit limits and assess default risk

Evaluate mark‑to‑market (MTM) exposure and forward trading activity with customers and suppliers

Determine appropriate credit support and security requirements to mitigate risk

Partner closely with Commercial and Legal teams to address credit‑related matters for new and existing customers

Support the establishment and ongoing enforcement of credit policies, underwriting standards, and loss‑control procedures

Gather, review, and analyze customer information to support credit recommendations

Assist in standardizing credit reporting, customer credit profiles, and data analysis across platforms

Contribute to initiatives that improve transparency, reduce handoffs, and enhance the timeliness of bad‑debt reserves and write‑offs

Support system and process alignment between PDI and Oracle ERP environments following system migrations

Oversee the daily activities of an outsourced credit team to ensure consistency and accuracy

Perform ad hoc analysis and special projects as needed

What You Bring

Strong experience analyzing financial statements and underwriting credit risk

Working knowledge of forward trading concepts and mark‑to‑market exposure

Advanced Excel skills with strong attention to detail

Proficiency in Microsoft Office (Excel, Word, Outlook); Power BI is a plus

Experience with PDI and/or Oracle ERP systems preferred

Strong analytical, organizational, and time‑management skills

Ability to collaborate effectively across cross‑functional teams

Customer‑focused mindset with balanced risk judgment

Sound business judgment and the ability to make data‑driven credit decisions

Continuous‑improvement mindset with a willingness to challenge the status quo

Education & Experience

Bachelor’s degree in Finance, Accounting, Business Administration, or a related field required

3+ years of experience in credit, risk, or accounting, preferably within commodities, energy, or trading environments

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