Financial Crime Investigator - FTC - 12 months

About this role

Requirements

• What we expect from you:
• Candidates should have a degree, minimum 1-2 years relevant Financial Crime experience.
• An understanding of different legal entities, business and customer types.
• You should have a basic understanding of money laundering laws and typologies across a range of products and services/ different customer types.
• Some knowledge of Financial Crime risks, AML controls and regulatory standards.
• Comfortable working with other functions and challenging or escalating, where appropriate.
• Excellent written and oral communication skills
• Attention to detail, interested in learning and engaging with others.
• We would be really excited if you have:
• Experience performing transaction monitoring reviews for eCommerce Merchants, and/or iGaming/Gambling businesses preferable.
• Law or business degree 2:1 or above
• Understanding of UK and EU AML/CTF legislation (international AML/CTF knowledge is advantageous)
• Have a recognised Financial Crime qualification.
• Experience in Finance, a Financial Technology company or a Technology company;
• Experience in a hyper growth technology startup.

About TrueLayer

TrueLayer is Europe’s fastest-growing Pay by Bank network. We power smarter, safer and faster payments by combining real-time bank payments with financial and identity data. E-commerce, iGaming and Financial Services businesses use our products to onboard new users, accept money and make payouts in seconds, and at scale. Live across 22 countries and with 1 new user joining TrueLayer’s Pay by Bank network every 3 seconds, we’re in a very exciting growth stage. This is why we’re expanding the team across our offices in London, Milan, and Dublin. Listed in Sifted as one of the 100 fastest growing start-ups in UK & Ireland, and CNBC’s World Top Fintech Companies, we’re trusted by industry leaders like RyanAir and Just Eat Takeaway for continued innovation within our payment products. To date, we’ve raised over $300 million from world-renowned investors including Stripe, Tiger Global, Northzone, and Tencent. But this is just the beginning. We’re looking for people who are excited about joining the Pay by Bank revolution and helping us change the way the world pays. Could this be you? Description This is a fixed-term contract for 12 months. The TrueLayer Financial Crime Investigations team has several key responsibilities designed to identify and report on suspected serious predicate financial crime offences that may be occurring within the Truelayer customer transactional ecosystem. This includes the day-to-day investigation of Transaction Monitoring alerts and sanctions screening alerts. This is an exciting opportunity for a FinCrime Investigator to join Truelayer and support these ongoing monitoring processes. The FinCrime Investigator will play an integral role in maintaining our first line of defence against financial crime, including money laundering, terrorist financing, fraud and other serious financial crime offences. This role sits within the Investigations team within the Financial Crime Department, which is part of the wider Legal, Compliance, Policy and Risk department. We are looking for someone who already has solid experience in the field. As well as a drive and attention to detail required to effectively conduct financial crime investigations. You will be supported by experienced team members and other cross-functional areas to ensure that you have access to information and tools to carry out our financial crime fighting! As our Financial Crime Investigator, you will: Be responsible for conducting transaction monitoring and sanctions screening checks for TrueLayer's customers Monitor transactions for suspicious activity, based on prioritisation/risk. Review sanctions alerts to determine whether they are true positives or not and document your rationale. Complete investigations, collating information from a range of sources to make informed decisions. Raise and submit accurate and specific Requests for Information (RFI’s) to the firm's merchants and other third parties as required. Drafting accurate and timely Suspicious Activity Reports (SARs / STR’s) for review and subsequent submission to the relevant FIU. Articulate findings in comprehensive reports, identifying financial crime risks and making concise recommendations. Assist in scoping new monitoring scenarios that may be required and fine tune existing scenarios. Identify financial crime typologies and trends and communicate these to the wider team. Assist in investigating reports of fraud. Assist with dealing with law enforcement enquiries and liaise with authorities to provide the information required. Contribute to the ongoing improvement of systems and processes. Be comfortable working to specific delivery targets, as well as setting KPIs and support in the accurate collation of MI for the MLRO / external reporting.