Trade Credit Underwriter

At AIG, we are reimagining the way we help customers to manage risk. Join us a Trade Credit Underwriter to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Trade Credit

Trade Credit Insurance allows clients to trade with confidence with their customers, safe in the knowledge they will get paid for the goods they sell on credit. The product can form part of a company’s risk management and potentially provide capital relief on borrowing costs.

How you will create an impact

We are currently recruiting a Trade Credit Underwriter to join our Middle Market team. The successful candidate will be responsible for promoting the AIG brand through broker engagement and assisting in new business and account management teams with onboarding functions, risk underwriting and general underwriting functions. The position commands a previous exposure to risk or commercial underwriting discipline, which includes buyer risk evaluation or commercial underwriting .

Main areas of responsibility:

Support growth in the Middle market book of business by retaining and growing a portfolio of clients.

Work as part of the dual pen account management team with a portfolio of clients £10m - £200m turnover to deliver our unique technology platform and provide underwriting functions.

Maintaining first class customer service experience in line with agreed service levels

Supporting New Business underwriters with the procurement and on boarding new policyholders

Credit analysis, Limit approval within predefined authorities

Keeping up to date with market, economic, sector and country news

Support the monitoring of the Mid Market book.

Build and maintain strong relationships with brokers, intermediaries, and service providers to bring on new business

Establish a culture of underwriting excellence through improved underwriting decision making risk selection and data quality including through rigorous adherence to Underwriter Scorecard KPIs

Self-development utilizing available company resources to grow, including regulatory requirements.

What you’ll need to succeed

Previous experience working in trade credit insurance is highly desirable

Understanding of commerce, economics, and accountancy

Credit analysis or commercial experience is beneficial (P&L, balance sheet, and cash flow understanding)

Analytical skills to assess all sizes of companies in wide range of business sectors, including ability to articulate results, credit risk assessment, problem solve and provide recommendations.

Able to quickly grasp different technology platforms to support customers

Pro-active ‘team player’ who can deliver the team objective as well as individual goals.

Ensure policies and risks remain compliant with AIG underwriting guidelines, audit requirements, processes, and procedures.

Ability to build strong relationships based on integrity and trust.

Proficient with Excel and Word.

Previous experience with salesforce beneficial

Good communication skills (written and verbal)

Excellent customer service disciplines, problem solving mentality.

Ability to self-manage, self-driven and desire to further develop