Credit Review Specialist
About this role
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One.
As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.
We actively uphold transparent and fair hiring practices that support individual opportunity, inclusive culture, and career mobility across all levels of our organisation.
We offer meaningful opportunities for growth, a culture of inclusion, and a strong commitment to transparency and integrity in everything we do.
Job Description
Credit Analysts monitor customer accounts to spot potential issues early and reduce credit risk or loss for Elavon. They prepare credit assessment based on analyzing data, gathering information and interpret financial situation on existing customers.
Responsibilities
- Assess and monitor the creditworthiness of existing customers and portfolios
- Conduct credit reviews using behavioral data, processing patterns, industry research, and financial statements
- Identify early risk indicators and recommend appropriate risk mitigation actions
- Prepare and document clear credit assessments in line with policies and standards
- Maintain accurate records, databases, and systems supporting credit decisions
- Partner with internal teams to support effective risk management and customer outcomes
- Preferred Skills
- Experience in credit analysis, risk, AML, or related financial services roles
- Understanding of credit risk principles and portfolio management
- Experience working with databases, internal systems, or case management tools
- Strong collaboration skills and comfort working cross‑functionally
- Basic Qualifications
- 1+ years similar experience
- Strong analytical skills with the ability to assess financial, behavioural, and transactional data
- Attention to detail and ability to document credit decisions clearly and accurately
- Ability to manage multiple reviews in a deadline‑driven environment
- Good written and verbal communication skills
- This role requires working from a U.S. Bank location three (3) or more days per week.