Portfolio Solutions - Class Underwriter

At Talbot and AIG, we are reimagining the way we help customers to manage risk. Join us as a Portfolio Solutions Underwriter to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in

Talbot

Talbot operates within the Lloyd's Insurance Market through Syndicate 1183, Syndicate 2019, Syndicate 2478 and Syndicate 2479.

Part of AIG since 2018, Talbot is committed to working with brokers and clients to deliver industry leading solutions. It is headquartered in London with offices in New York and Singapore with more than 350 employees.

With an expert team of highly skilled and experienced underwriters and a balanced, geographically diverse portfolio of business, Talbot has earned a reputation as an industry leading insurance and reinsurance specialist.

Talbot writes a diversified portfolio including Crisis Management, Energy, Financial Lines, Marine, Political Risk, Property, Transport and Terrorism.  Drawing on our deep industry expertise, Talbot develops tailored insurance solutions that address clients' evolving and often unique needs.

How You Will Create an Impact

Manage, assess, and underwrite business bound under Portfolio Solutions, ensuring all risks fall within approved underwriting authority levels and policy governance requirements.

Conduct detailed pre‑bind Underwriting reviews, including exposure analysis to determine appetite fit, proposed Coverholder authority levels, underwriting guidelines, and adherence to Lloyd’s and internal AIG/Talbot standards.

Provide ongoing oversight of individual facility and class performance  including bordereaux reviews, Audit reviews, referrals, premium, claims, opportunities.

Recommend adjustments, improvements, endorsements, or changes to underwriting authorities as part of continuous quality review processes (e.g., sign‑off requirements referenced in underwriting authority approval emails).

Contribute to portfolio strategy and product development by identifying performance trends and emerging risks within delegated segments.

Support Business planning, with data-driven insights to help optimise the portfolio and improve profitability.

Work directly with brokers, coverholders, and internal stakeholders to maintain high service levels and support profitable and sustainable delegated arrangements.

What You’ll Need to Succeed

Experience in underwriting within a Lloyd’s or company market environment, ideally underwriting Binding authorities and/or Portfolio Solutions.

Strong analytical skills to interpret risk level data, translate insights into underwriting decisions and make portfolio recommendations.

Ability to maintain high‑quality underwriting files and documentation within the defined underwriting file structure.

Understanding of underwriting governance, risk appetite frameworks, and file quality expectations, consistent with AIG underwriting policy standards.

Ability to work cross‑functionally with underwriting, actuarial, operations, DA teams, finance and product leadership

Excellent communication and relationship‑management skills for engaging brokers, coverholders, internal CUOs, and governance teams.

Proficiency in Excel, Power BI or similar analytical tools.

A collaborative mindset and ability to thrive in a dynamic, growth‑oriented environment.

Attention to detail and commitment to compliance with Lloyd’s, regulatory, and AIG/Talbot standards.

Ready to take your career to the next level? We would love to hear from you.