Financial Crime Investigations Specialist
About this role
<h2><strong>About Lightyear</strong></h2><p>We’re on a mission to make investing better for everyone in Europe. More specifically, we’re making it light years better (sorry… we had to!). We’re combining multi-currency accounts with unlimited access to global markets so that everyone in Europe can invest without sneaky hidden fees or unnecessary barriers.</p><p>In just four years, we’ve gone from idea to fully regulated in both the UK and EU, launched across 25 countries, raised $58M, and built a 70+ strong team from Europe’s top fintechs and startups.</p><p>We’re backed by a stellar line-up of investors – including Lightspeed Venture Partners, Sir Richard Branson, Mosaic Ventures, NordicNinja, and some of Europe’s top founders like Taavet Hinrikus (Wise), Jaan Tallinn (Skype), and Markus Villig (Bolt).</p><h4><strong>What you will do</strong></h4><ul><li><p><span>Investigate unusual customer behavior and potential indicators of financial crime.</span></p></li><li><p><span>Review and assess payment patterns to detect and escalate suspicious activity related to money laundering, fraud, and other financial crimes.</span></p></li><li><p><span>Conduct detailed case investigations using internal tools, open-source intelligence, and third-party data providers.</span></p></li><li><p><span>Prepare internal Suspicious Activity Reports (SARs) and support external reporting as required.</span></p></li><li><p><span>Coordinate with “Know Your Customer” (KYC), “Know Your Business” (KYB), Payments and Support functions to address cross-functional risks and ensure consistent controls.</span></p></li><li><p><span>Collaborate with Legal and Compliance functions on complex case reviews.</span></p></li><li><p><span>Monitor regulatory developments and evolving typologies to enhance internal detection capabilities.</span></p></li><li><p><span>Support training and awareness initiatives on financial crime prevention across the business.</span></p></li><li><p><span>Work cross-functionally with KYC and KYB to provide investigative support or help with due diligence activities during peak periods, ensuring critical compliance tasks are completed without delay.</span></p></li></ul><h4><strong>Requirements</strong></h4><ul><li><p><span><strong>2+ years of experience</strong> in a Financial Crime, AML, or related compliance role within a regulated financial services firm in the UK or EEA is required.</span></p></li><li><p><span><strong>Proven experience designing and implementing</strong> compliance processes and workflows from the ground up.</span></p></li><li><p><span><strong>Demonstrated ability to work cross-functionally</strong> with Legal, Product, and Engineering teams.</span></p></li><li><p><span><strong>Working knowledge of SQL</strong> is not required but is a strong advantage.</span></p></li><li><p><span><strong>Exceptional written and spoken English</strong>, with the ability to communicate clearly with customers, partners, and internal stakeholders on a daily basis.</span></p></li><li><p><span><strong>Interest in the investment space</strong> is beneficial but not essential; a strong willingness to learn is required.</span></p></li></ul><h4><strong>Benefits</strong></h4><p>💵 A competitive startup package with stock options that vest monthly after a one-year cliff</p><p>📍 Brand new office in Tallinn (Kalamaja)</p><p>⏰ Flexible working hours</p><p>🏡 A flexible approach to working remotely - 2 remote days per week</p><p>🏥 Private health insurance</p><p>☕️ All the usual office facilities, including free tea, coffee & snacks</p><p>🐶 Dog-friendly office (20% distracting, but 100% cute: <a target="_blank" href="https://twitter.com/sokkfinds/status/1456242013435834369">see here</a>)</p><p>🚲 Cycling or running to work? We’ve got bike parking and showers</p><p></p>